Tap to Loan
Tap to Pay
A comprehensive cooperative and accounting system designed for credit cooperatives. Manage members, contributions, loans, and financial reporting with ease.
Transform Your Cooperative's Pain Points Into Strengths
We understand the challenges cooperatives face daily. LemonTap was built specifically to solve these problems.
Members Can't Access Their Own Financial Data
Members have to call, email, or visit branches just to check their savings balance or loan status. Response times average 2-3 days, leading to frustration and complaints.
- • Call cooperative office
- • Wait 2-3 days for response
- • Visit branch for updates
- • Manual ledger requests
- • Instant 24/7 access
- • Real-time balances
- • Mobile-friendly portal
- • Export to Excel anytime
Manual Accounting is Slow and Error-Prone
Cooperative accounting involves manual data entry, spreadsheets, and error-prone processes. Month-end closing takes days or even weeks, delaying critical financial decisions.
- • Manual data entry
- • Excel spreadsheets
- • Human calculation errors
- • Slow month-end closing
- • Automated entries
- • Integrated system
- • Auto-reconciliation
- • Instant financial reports
CDA Compliance is a Constant Headache
Manual computation of CDA-PESOS ratios (PAR, DOSRI, APLL, etc.) is time-consuming and prone to human error. One mistake risks regulatory penalties and cooperative reputation.
- • Manual PESOS calculations
- • Error-prone ratios
- • Compliance anxiety
- • Last-minute scrambles
- • Auto-computed ratios
- • Real-time PESOS dashboard
- • Instant compliance alerts
- • Always audit-ready
Loan Approvals Take Forever
Physical paper trails and lack of a unified approval system delay loan and withdrawal decisions. Members wait weeks for simple loan approvals, causing frustration and lost opportunities.
- • Paper-based applications
- • Multiple office visits
- • Weeks of waiting
- • No status visibility
- • Online applications
- • Digital approval workflow
- • Same-day decisions
- • Real-time status tracking
Staff Drowning in Repetitive Inquiries
Cooperative staff spend 80% of their time responding to member status inquiries and manually compiling reports. Strategic work gets neglected while routine tasks pile up.
- • Endless phone calls
- • Manual report generation
- • Overwhelmed staff
- • No time for growth
- • Self-service portal
- • One-click reports
- • Empowered team
- • Focus on strategy
Stop struggling with outdated systems. Join 500+ cooperatives already solving these problems with LemonTap.
Start Solving TodayPowerful Tools for Every User
Whether you're an admin managing the cooperative or a member tracking your contributions, LemonTap has the tools you need.
Admin Dashboard
Complete cooperative control
- User roles and permissions
- Member profiles and contributions
- Loan application approvals
- Financial statements and reports
- Payment reminders and notifications
- Trial balance and general ledger
- Monthly financial reports
Member Portal
Easy self-service access
- Loan calculator and applications
- Personal contribution ledger
- Loan payment tracking
- Earnings and dividends overview
- Profile management
- Document requests
- Support tickets and help
Simple, Transparent Pricing
Choose the plan that fits your cooperative's size and needs.
Free
Perfect for small cooperatives just getting started.
- Full Access to all features
- Up to 10 users
- Email support
Pro
For growing cooperatives with expanding membership.
- Full Access to all features
- Up to 100 users
- Priority support
Large
For established cooperatives with large membership base.
- Full Access to all features
- Up to 500 users
- Dedicated support
Enterprise
For cooperatives with 500+ members requiring custom solutions.
- Unlimited users
- Custom integrations
- 24/7 dedicated support
The Best in the Industry
Discover why LemonTap is the preferred choice for cooperatives across the Philippines.
Easiest Implementation
Get started in just 4 simple steps:
Sign up
Upload your chart of accounts and latest trial balance
Upload your member ledgers
Invite your members
We Solve Your Compliance Problem
LemonTap is automatically computing your PESOS scoring compliance matrix required by the CDA (Cooperative Development Authority). No more manual calculations or compliance headaches.
We Remove Your Headache from Member Requests
Our online ledger removes all member requests for ledger updates
Loans are applied and approved online
Payments are updated in real-time as posted
We Level Up Your Cooperative
LemonTap gives you the technology that before only banks have. Your cooperative now operates with the same professional-grade tools as major financial institutions.
LemonTap Makes Your Cooperative Ready for Immense Growth
Whether you have 10 members or 10,000, LemonTap scales with you. Our infrastructure is built to handle rapid growth, ensuring your cooperative never outgrows its management system.
Ready to Transform Your Cooperative?
Join cooperatives already using LemonTap to streamline their operations and serve their members better.